asked questions.

This website will allow you to track the progress of your secured loan application.

  • A secured loan (also known as a homeowner loan) is a loan secured against your property. Secured loans may be ideal if you want to borrow a large amount of money. They are usually used to consolidate existing credit, or to make home improvements, or fund major purchases. Because your property is provided as security for the loan, lenders see you as less of a risk and may charge lower rates of interest. However, your home could be at risk if you are unable to repay the loan.
  • If you’re a homeowner with a mortgage, then you will be able to apply for a secured loan.
  • Yes you can – most of our lenders have an early settlement charge of approximately 2 months’ interest on the balance of the loan at the time you want to settle. Some do charge less and so it’s important to make yourself aware of what your lender’s charges are. Some lenders also charge an “administration” or “discharge” fee when loan is paid off. Read the back of the credit agreement carefully and if you need any help, please call us!
We found 11 results